car 2 PAYLAX itself does not sell or transfer vehicles.More information


The Safest Way
to Pay

The PAYLAX escrow protection guarantees maximum security when conducting transactions among strangers.

Trade Safe, Fair & International

How it works

Create escrow payment now and buy or sell safely

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    Insolvency protected escrow accounts

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    Regulated banking partner

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    SSL/TLS encryption

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    Server location Germany

  • + 273 Mio. €
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  • + 186 Mio. $
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  • + 57 Mio. £

Volume of created digital escrow payments in 2020

This isHow it works

1. Create an escrow payment or join an escrow payment

As buyer or seller, create an escrow payment for the goods or service and then invite your business partner via payment link, email, SMS or WhatsApp. If you have received an invitation, join it.

2. Buyer deposits the money on the escrow account

After your business partner has accepted your invitation or you have joined the escrow payment, the buyer deposits the agreed amount of money in the insolvency-protected escrow account by bank transfer, credit card (VISA / Mastercard) or SOFORT (Klarna). PAYLAX also supports deposits via

Visa LogoMastercard LogoSOFORT LogoSepa LogoSepa Logo

3. Seller hands over the goods or service

PAYLAX informs the salesman about the safe receipt of money and he can arrange now carefree the delivery of the commodity or the contribution of the service.

4. Seller receives the money in real time after approval

After the buyer has received and verified the goods or service, the money is irrevocably transferred to the seller. The seller can now withdraw the amount free of charge by bank transfer or via to his bank account.

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Buyer Protection

The seller does not receive the money until the buyer has received and verified the goods or service. The release must be made via the PAYLAX account of the buyer.

What happens if the seller does not deliver or if the product/service has defects?

Seller Protection

The buyer cannot withdraw the money without the express consent of the seller. It is not necessary to pass on bank details to the buyer

What happens if the buyer does not release the money?

Your Escrow ServiceFor secure payments

Your next digital camera, smartwatch or dream car - with PAYLAX you can buy and sell worry-free on online marketplaces such as eBay-Kleinanzeigen or used car exchanges like AutoScout24. Even the secure handling of deposits for your next apartment is no problem with PAYLAX.

PAYLAX - protects buyers and sellers against fraud


PAYLAX can be used for goods, services and deposits - private and commercial.


Luxury items

Watches, works of art, jewellery, antiques and other valuables
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Second-hand goods

Safe buying and selling in market places like ebay, ebay-kleinanzeigen or shpock
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Cars, motorcycles, bicycles, boats and machines, also on market places like
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Craftsmen's and gardening work, forwarding agents, programming services
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Digital goods

Internetdomains or Webshops and Websites
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Apartments, holiday homes, mobile homes, vehicles, heavy machinery
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Advantages forbuyers & sellers


Safe, secure & no advance payment risk

The buyer can convince himself of the quality before the seller receives the money. The seller does not pay until the buyer has irrevocably deposited the money in the insolvency-protected escrow account.


Fair & transparent

The step-by-step process guarantees fair and transparent handling. Deliberate fraud is excluded, as no goods are delivered or money is paid out without appropriate consideration.
A payout or refund of money is only made in agreement between both parties.



Carefree cooperation across country borders - PAYLAX supports deposits and withdrawals in 119 countries and the currencies EUR, USD, GBP, CHF, AUD and CAD.

More than just online payments

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Step 1

Send or request money

Use WhatsApp, text messages or email to send your escrow payments. Your business partner can join the payment in a snap and pay the bill.

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