The affordable escrow service for luxury watches

With the PAYLAX escrow service you get maximum security in the payment processing of your watch. Simply create an escrow payment, invite buyers and receive money safely - starting at 0.7%!

PAYLAX - Payment made in Germany

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  • + 273 Mio. €
  • |
  • + 186 Mio. $
  • |
  • + 57 Mio. £

Volume of created digital escrow payments in 2020

Advantages forbuyers & sellers


Safe, secure & no advance payment risk

The buyer can convince himself of the quality before the seller receives the money. The seller does not pay until the buyer has irrevocably deposited the money in the insolvency-protected escrow account.


Fair & transparent

The step-by-step process guarantees fair and transparent handling. Deliberate fraud is excluded, as no goods are delivered or money is paid out without appropriate consideration.
A payout or refund of money is only made in agreement between both parties.



Carefree cooperation across country borders - PAYLAX supports deposits and withdrawals in 119 countries and the currencies EUR, USD, GBP, CHF, AUD and CAD.

This isHow it works


Create escrow payment for watch

Create an escrow payment for the watch as a buyer or seller and then invite your business partner via link, mail, SMS or WhatsApp.

Step 1

Buyer pays securely into the escrow account

After your business partner has joined the escrow payment, the buyer deposits the agreed amount of money in the insolvency-protected escrow account. PAYLAX also supports deposits via

Visa LogoMastercard LogoSOFORT LogoSepa LogoSepa Logo

Step 2

Seller sends or hands over the watch

PAYLAX informs the seller about the safe receipt of money and the seller can now send the watch carefree or arrange a handover.

Step 3

Seller receives the money

After the buyer has received and checked the watch, the money is irrevocably forwarded to the seller.

Step 4

Buyer & Seller Protection

With PAYLAX, watch retailers and watch enthusiasts can trade new and used luxury watches safely and underline their trustworthiness. PAYLAX is suitable for all watches - whether Rolex, TAG Heuer, Patek Philippe, Audemars Piguet or Chopard, our standardized fiduciary process reduces your advance payment risk and protects you against payment defaults.


Buyer Protection

The seller does not receive the money until the buyer has received and verified the goods or service. The release must be made via the PAYLAX account of the buyer.

What happens if the seller does not deliver or if the product/service has defects?

Seller Protection

The buyer cannot withdraw the money without the express consent of the seller. It is not necessary to pass on bank details to the buyer

What happens if the buyer does not release the money?


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Your fees
Fees of your business partner

The fees are inclusive VAT for private accounts and exclusive for business accounts.

ic_info_48px There are no additional fees. Payouts to bank accounts are free of charge.



Simple and inexpensive payment method

With PAYLAX, you can create a link in a few seconds to request or send money securely and cost-effectively. Escrow protection offers maximum security and is particularly suitable for transactions concluded between two parties via the Internet.

Reduced risk

Existing payment service providers usually do not offer sufficient protection. The risk of fraud increases especially in transactions with unknown persons and in cross-border shipments. PAYLAX's step-by-step processing reduces the risk and allows you to act without worries. The willingness alone to handle the purchase transaction via an escrow service underlines the seriousness and integrity of the parties involved.

Protection for both parties

PAYLAX's aim is to protect both buyer and seller from fraud and to make the payment secure and fair for both parties. The deposited funds are kept safely in an insolvency-proof escrow account until the transaction is concluded. The buyer is given the opportunity to inspect the goods or service before the funds are released. The seller delivers only after receipt of payment and is protected against unexpected chargebacks.

Suitable for goods, services and deposits

There are no limits to the purchase transaction via PAYLAX. In addition to buying and selling goods such as cars, boats, jewellery, watches, furniture, electronic goods, PAYLAX can also be used for services and deposits.

Trusted payment service provider

pay & relax GmbH, operator of the PAYLAX trust service, is a Stuttgart-based company and was founded in 2015. PAYLAX is based on a cooperation between pay & relax GmbH and MANGOPAY SA, an authorised and CSSF (financial supervisory authority) supervised e-money institution in Luxembourg. Client funds are held in insolvency-protected escrow accounts. EUR deposits via Bank Transfer are processed by Commerzbank in Germany, deposits in GBP and USD are processed by Barclays Bank in London and transfers in CHF, AUD and CAD are processed by BNP Paribas in Luxembourg.


our customers say about us

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Olivier A. – Watch retailer

I save with PAYLAX compared to selling on the big watch marketplaces on average 600 Euro fees per watch, therefore a no-brainer.

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