01
Create Escrow Payment
Create a escrow payment and then invite your business partner by e-mail, SMS or WhatsApp. You can also send the payment link yourself or attach it to your invoice. Registration with PAYLAX is free of charge.
Safely buy and sell art, antiques and designer pieces
The PAYLAX trustee protection guarantees a secure transaction with your business partner and underlines your seriousness.
- Shipping or delivery only after receipt of money
- Settlement via insolvency-secured escrow accounts
- Secure payments up to € 25 million
- Can be used worldwide
- Real-Time transactions
- > 273 Mio. €
- |
- > 186 Mio. $
- |
- > 57 Mio. £
Volume of created digital escrow payments in 2020
To the press area
This isHow it works
02
Sending or handing over goods after receipt of money
Your business partner joins the escrow payment and deposits the agreed amount of money by credit card (VISA / MasterCard), Instant Payment (Klarna) or bank transfer on the escrow account. PAYLAX will inform you of the receipt of the money, whereupon you can dispatch or hand over the goods.
03
Receive money safely
After the buyer has received the goods, he releases the money in real time via PAYLAX. You will immediately receive a confirmation of the release and the money will be irrevocably forwarded to you. You can now initiate a free withdrawal to your bank account.
With PAYLAX you can buy and sell art, antiques and designer pieces safely and carefree with strangers - even internationally!
Are you running a marketplace, online shop or an online platform?
Offer your customers a secure and simple payment method and increase their confidence in your platform.
Your
Benefits
Simple and inexpensive payment method
With PAYLAX, you can create a link in a few seconds to request or send money securely and cost-effectively. Escrow protection offers maximum security and is particularly suitable for transactions concluded between two parties via the Internet.
Reduced risk
Existing payment service providers usually do not offer sufficient protection. The risk of fraud increases especially in transactions with unknown persons and in cross-border shipments. PAYLAX's step-by-step processing reduces the risk and allows you to act without worries. The willingness alone to handle the purchase transaction via an escrow service underlines the seriousness and integrity of the parties involved.
Protection for both parties
PAYLAX's aim is to protect both buyer and seller from fraud and to make the payment secure and fair for both parties. The deposited funds are kept safely in an insolvency-proof escrow account until the transaction is concluded. The buyer is given the opportunity to inspect the goods or service before the funds are released. The seller delivers only after receipt of payment and is protected against unexpected chargebacks.
Suitable for goods, services and deposits
There are no limits to the purchase transaction via PAYLAX. In addition to buying and selling goods such as cars, boats, jewellery, watches, furniture, electronic goods, PAYLAX can also be used for services and deposits.
Trusted payment service provider
pay & relax GmbH, operator of the PAYLAX trust service, is a Stuttgart-based company and was founded in 2015. PAYLAX is based on a cooperation between pay & relax GmbH and MANGOPAY SA, an authorised and CSSF (financial supervisory authority) supervised e-money institution in Luxembourg. Client funds are held in insolvency-protected escrow accounts. EUR deposits via Bank Transfer are processed by Commerzbank in Germany, deposits in GBP and USD are processed by Barclays Bank in London and transfers in CHF, AUD and CAD are processed by BNP Paribas in Luxembourg.