Pay fast and safe via escrow

With the PAYLAX digital escrow service, you can buy without worries and sell without any advance performance risk - even across national borders. Simply register, create an escrow payment and invite business partners.

  • shape ovalSecure payments up to 25 million € o check
  • shape ovalSettlement via insolvency-protected escrow accounts o check
  • shape ovalFast and cashless processing in real time o check
  • shape ovalNo advance payment risk o check
  • shape ovalCreate secure payments easily online o check
  • + 273 Mio. €
  • |
  • + 186 Mio. $
  • |
  • + 57 Mio. £

Volume of created digital escrow payments in 2020


Buyer Protection

The seller does not receive the money until the buyer has received and verified the goods or service. The release must be made via the PAYLAX account of the buyer.

What happens if the seller does not deliver or if the product/service has defects?

Seller Protection

The buyer cannot withdraw the money without the express consent of the seller. It is not necessary to pass on bank details to the buyer

What happens if the buyer does not release the money?

This isHow it works

01Step 1

Create escrow payment

The buyer or seller creates a escrow payment with PAYLAX and invites the business partner by mail, text message or WhatsApp. The registration at PAYLAX is free.

02Step 2

Deposit money

The business partner joins the escrow payment and the buyer deposits the agreed amount of money via creditcard, SOFORT (Klarna) or bankwire in the escrow account. PAYLAX informs the seller about the receipt of money, whereupon he sends the goods or provides the service.

03Step 3

Release money

After the buyer has received the goods or checked the service, they release the money via PAYLAX. Both parties will immediately receive a confirmation of the release and the money will be irrevocably forwarded to the seller.

With PAYLAX, companies can trade goods, machines and services - without advance performance risk and internationally

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“Since we have been offering our customers payment via PAYLAX, we have had significantly fewer payment defaults.“

“The escrow service creates trust on both sides. The handling is simple, but should there be any difficulties, the support is very fast and effective. We are highly satisfied and gladly recommend the PAYLAX service to others.“

Korinth & Cie. GmbH - Business consulting

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Are you running a marketplace, online shop or an online platform?

Offer your customers a secure and simple payment method and increase their confidence in your platform.



Simple and inexpensive payment method

With PAYLAX, you can create a link in a few seconds to request or send money securely and cost-effectively. Escrow protection offers maximum security and is particularly suitable for transactions concluded between two parties via the Internet.

Reduced risk

Existing payment service providers usually do not offer sufficient protection. The risk of fraud increases especially in transactions with unknown persons and in cross-border shipments. PAYLAX's step-by-step processing reduces the risk and allows you to act without worries. The willingness alone to handle the purchase transaction via an escrow service underlines the seriousness and integrity of the parties involved.

Protection for both parties

PAYLAX's aim is to protect both buyer and seller from fraud and to make the payment secure and fair for both parties. The deposited funds are kept safely in an insolvency-proof escrow account until the transaction is concluded. The buyer is given the opportunity to inspect the goods or service before the funds are released. The seller delivers only after receipt of payment and is protected against unexpected chargebacks.

Suitable for goods, services and deposits

There are no limits to the purchase transaction via PAYLAX. In addition to buying and selling goods such as cars, boats, jewellery, watches, furniture, electronic goods, PAYLAX can also be used for services and deposits.

Trusted payment service provider

pay & relax GmbH, operator of the PAYLAX trust service, is a Stuttgart-based company and was founded in 2015. PAYLAX is based on a cooperation between pay & relax GmbH and MANGOPAY SA, an authorised and CSSF (financial supervisory authority) supervised e-money institution in Luxembourg. Client funds are held in insolvency-protected escrow accounts. EUR deposits via Bank Transfer are processed by Commerzbank in Germany, deposits in GBP and USD are processed by Barclays Bank in London and transfers in CHF, AUD and CAD are processed by BNP Paribas in Luxembourg.


our customers say about us

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Wilhelm U. - Farmer from Saxony

I paid for my John Deere T560 combine harvester with PAYLAX, everything worked out great.

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